Terms of Service

I- Service Summary:

Our application website provides a platform for users to engage in tontine activities, which are related to crowdfunding. First, Tontine provides a unique way to save for the long-term, as it allows you to accumulate money over a period of years, while also providing a steady stream of income. This can be especially beneficial for those who are looking to supplement their retirement income, as it provides a steady stream of income that can be used to cover living expenses.

Second, Tontine can also provide significant tax benefits, as the money that is invested in a Tontine is tax-deferred. This means that you do not have to pay taxes on the money until you withdraw it, which can be a significant advantage for those who are looking to minimize their tax liability.

Third, Tontine is its flexibility. Unlike other forms of retirement income, Tontine allows you to choose how you want to receive your payments. For example, you can opt for a lump-sum payment, or you can choose to receive payments over a period of years.

Fourth, Tontine can also be an effective tool for estate planning, as it allows you to transfer wealth to your heirs in a tax-efficient manner. For example, you can name your children or grandchildren as beneficiaries, which can help to ensure that your wealth is passed down to future generations.

Overall, Tontine offers a number of advantages that make it an attractive option for individuals who are looking to save for the long-term, supplement their retirement income, or plan for their estate. By understanding these advantages, you can make an informed decision about whether Tontine is the right choice for you. Users can create profiles, connect with others, share multimedia content, participate in discussions, and access a wide range of features and functionalities.

II- Political Policies :


1. Privacy Protection Policy :


We prioritize the protection of user privacy, outlining how we collect, use, and safeguard personal information in our privacy policy. Compliance with data protection laws ensures user data is handled responsibly.

2. Non-Discrimination Policy :

Our platform is open to all individuals without discrimination based on race, religion, gender, or other protected characteristics. We foster an inclusive community where everyone is welcome.

3. Content Moderation Policy :

We enforce strict guidelines to maintain a safe and respectful environment. Hate speech, harassment, violence, and other harmful content are prohibited. Violators may face account consequences.

4. Transparency Policy :

Transparent communication is key. We provide clear information about policies, practices, and terms of service. User feedback is valued for continuous improvement.

5. Data Security Policy :

Robust security measures protect user data from unauthorized access or disclosure. Regular audits and updates ensure the highest level of protection.

6. Environmental Sustainability Policy :

We’re committed to minimizing environmental impact. Energy conservation, waste reduction, and eco-friendly practices are prioritized.

7. Community Engagement Policy :

Users are actively engaged in decision-making. Feedback and collaboration shape the platform to meet diverse user needs.

8. Accessibility Policy :

Our platform is designed to be accessible to all users, including those with disabilities. Accessibility standards are maintained, with prompt attention to reported barriers.

9. Ethical Use Policy :

Ethical conduct is expected from all users. Misuse for illegal or unethical purposes is not tolerated.

10. Political Neutrality Policy :

We maintain political neutrality, providing a space for respectful exchange of ideas regardless of political affiliations.

III- Terms of Use :


1. Use of the Website :

   – You must be at least 18 years old to use the Website. By using the Website, you represent and warrant that you are at least 18 years old.

   – You agree to use the Website only for lawful purposes and in compliance with these Terms and all applicable laws and regulations.

   – You are solely responsible for your use of the Website and any content you post or submit.

2. User Accounts : 

   – In order to access certain features of the Website, you may be required to create a user account.

   – You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

   – You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Content :

– You retain ownership of any content you post or submit to the Website.

– By posting or submitting content, you grant the Website a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content.

   – You represent and warrant that you have the necessary rights and permissions to grant the foregoing license.

4. Prohibited Conduct :

– You agree not to engage in any of the following prohibited activities :

– Violating any laws or regulations ;

– Interfering with or disrupting the Website or servers or networks connected to the Website ;

– Impersonating any person or entity or misrepresenting your affiliation with any person or entity ;

– Posting or transmitting any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable ;

– Posting or transmitting any unsolicited or unauthorized advertising, promotional materials, or spam ;

– Engaging in any other conduct that restricts or inhibits any other person from using or enjoying the Website.

5. Intellectual Property :

   – The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are owned by the Website or its licensors and are protected by copyright, trademark, and other intellectual property laws.

6. Disclaimer of Warranties :

   – The Website is provided “as is” and “as available” without any warranties of any kind, whether express or implied. To the fullest extent permissible under applicable law, the Website disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability :

   – In no event shall the Website be liable for any indirect, consequential, special, incidental, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of or in connection with your use of the Website or these Terms.

8. Indemnification :

   – You agree to indemnify, defend, and hold harmless the Website and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or in connection with your use of the Website or your violation of these Terms.

9. Changes to Terms :

   – The Website reserves the right to modify or revise these Terms at any time, and your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

10. Governing Law :

   – These Terms shall be governed by and construed in accordance with the laws of Lithuania, without regard to its conflict of law principles.

11. Contact Us :

   – If you have any questions about these Terms, please contact us at contact@e-tontine.net .

These terms of use outline the rules and guidelines for using the application website. Users are encouraged to read and understand these terms before accessing or using the website.